NAB Business Everyday Account: $0 vs $10 Monthly Fee
The two Business Everyday Account options are best compared by transaction behaviour rather than by monthly fee alone. The $0 option is naturally attractive to businesses operating electronically; the $10 option can be more relevant where physical or assisted banking occurs regularly.
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The $0 Monthly Fee Option
NAB currently lists no monthly account service fee and unlimited standard electronic and NAB ATM transactions at $0. Banker-assisted transactions and certain deposit services are published at $3 per transaction, with additional cheque-item charges possible.
The $10 Monthly Fee Option
The $10 option includes 15 of the most expensive eligible assisted or physical-service transactions each month before standard transaction fees apply. This can make the monthly fee worthwhile for businesses that use cash, cheques or branch-assisted services.
Accounting Integration
NAB publishes accounting-feed support including integrations with common accounting packages. The practical benefit is reducing manual reconciliation rather than changing the underlying account fee.
Who Should Compare Another Account
Businesses needing specialist trust structures, foreign-currency operating accounts or different interest features should compare the broader business-account range rather than assuming the Everyday Account is universal.
Current Published Fee Structure
| Item | $0 option | $10 option |
|---|---|---|
| Monthly account fee | $0 | $10 |
| Electronic transactions | $0 | $0 |
| NAB ATM transactions | $0 | $0 |
| Banker-assisted transaction | $3 each* | $3 after monthly allowance* |
| EBD / CDM / ECD | $3 each* | $3 after monthly allowance* |
Figures and product features may change; verify current terms directly with the relevant provider.
Primary Sources Used for This Guide
Product terms can change. These sources are included so readers can verify current information directly before making an important financial or security decision.